What is the difference between a Business Report and a Consumer Report?

The Business/Commercial report displays commercial related information on a business (sole proprietor, partnership, trust or registered entity). In essence, the business report will give you an indication of the credit health of the entity / business. The consumer profile displays information on a credit active individual, which is updated as information is reported to the various Bureaus. Payment Profile information will only be displayed to SACRA members. Depending on your requirements, consumer information can be requested from TransUnion, XDS, Experian and Compuscan. (Please take note that Experian and Compuscan merged into one company/Bureau).