What we do
Business solutions, product details
From a quick CIPC clearance to a fully investigated, multi-bureau scored report, Cred-it-data offers a range of business report solutions so you can choose the right level of detail for every decision.
CIPC Report + principal clearance
Business details as per The Companies and Intellectual Property Commission (CIPC), and an adverse indicator on active principals (directors) of the business. Does NOT show adverse against the business.
Usage
- Quick real-time check against CIPC database on a business.
- Verify what has been supplied to you is correct.
- Establish and verify directors of the business.
Modules
What is included in the report
- Header information (registration details)
- Business status
- Auditors
- Capital breakdown
- Address information as per CIPC
- Active and historic principals
- Adverse indicator against active principals
Business Subject Default
Business header, CIPC data if registered business, adverse information (court records, defaults, notices), principals of business active, indicator if principals have any adverse against them.
Usage
- Quick real-time check against TransUnion database on a business to see adverse information.
- Establish and verify directors of the business and indicators of adverse against principals.
Modules
What is included in the report
- Header information (registration details)
- Adverse against business
- Active principals
- Adverse indicator against active principals
Mini company report
A business summary report, which includes TransUnion data only.
Usage
- Quick real-time check against TransUnion database on a business to see if any adverse information.
- Verify what has been supplied to you is correct.
- Establish and verify directors of the business.
- See trading history and activity.
Modules
What is included in the report
- Header information (registration details)
- Cipc data if a registered business
- Address & telephone history
- Business adverse information
- Active and historic principals
- Adverse indicators against principals active and detail if possible
- Business property summary
- Bank codes
- Trade references and trade data if applicable
- Enquiry history (who has viewed the subjects profile)
Kredit search report
A business summary report, which includes Experian data only. This business report also provides a commercial business score, called the Delphi Score.
Usage
- Quick real-time check against Experian or former KredInform database on a business to see if any adverse information.
- Verify what has been supplied to you is correct.
- Establish and verify directors of the business.
- See trading history and activity.
- See linked businesses to directors and status of those businesses.
- Get a Delphi business score.
Modules
What is included in the report
- Delphi business score
- Header information (registration details)
- Cipc data if a registered business
- Address & telephone history
- Business adverse information
- Active and historic principals
- Businesses linked to active principals
- Adverse indicators against principals active and detail if possible
- Business property summary
- Bank codes
- Trade references and trade data if applicable
- Enquiry history (who has viewed the subjects profile)
XDS business report
A business summary report, which includes XDS data only. This business report also provides a commercial business score, called the XDS Score, as well as property information on the business and its principals.
Usage
- Quick real-time check against XDS database on a business to see if any adverse information.
- Verify what has been supplied to you is correct.
- Establish and verify directors of the business.
- See trading history and activity.
- See linked businesses to directors and status of those businesses.
- Get a XDS business score.
- View property of active principals.
Modules
What is included in the report
- XDS business score
- Header information (registration details)
- Cipc data if a registered business
- Address & telephone history
- Business adverse information
- Active and historic principals
- Adverse indicators against principals active and detail if possible
- Business property summary
- Property of active principals
- Bank codes
- Trade references and trade data if applicable
- Enquiry history (who has viewed the subjects profile)
3 Bureau Business Report + Scoring
The Big Kahuna
An on-file business report, which includes data from 3 pre-specified Bureaus. This business report also provides a Cred-it-data business Score, as well as a decision based on the outcome of the score.
Usage
- Quick real-time check against all credit bureaus on a business to see if any adverse information.
- Verify what has been supplied to you is correct.
- Establish and verify directors of the business.
- See trading history and activity.
- See linked businesses to directors and status of those businesses.
- Get all business scores.
- View property of active principals.
- All enquiries done.
- Recommendation and score from Cred-it-data.
Modules
What is included in the report
- Information from all credit bureaus
- Cred-it-data recommendation scoring on subject
- Bureau scores (if applicable)
- Header information (registration details)
- Cipc data if a registered business
- Address & telephone history
- Business adverse information
- Active and historic principals
- Businesses linked to active principals
- Adverse indicators against principals active and detail if possible
- Business property summary
- Property of active principals
- Bank codes
- Trade references and trade data if applicable
- Enquiry history (who has viewed the subjects profile)
Automated Decision + Scoring (Lite)
An investigated business report, which includes TransUnion data only. This business report also provides a Cred-it-data business Score, as well as a decision based on the outcome of the score.
Options
- On-file real-time check. Information as the credit bureau has it.
- Investigated option which updates Trade references and Bank code (if participating bank). If it is not a participating bank we shall include the CreditVision CV4B score. The turn around time is up to 48 hours.
Usage
- Check against TransUnion on a business to see if any adverse information.
- Verify what has been supplied to you is correct.
- Establish and verify directors of the business.
- See trading history and activity.
- All enquiries done.
- Recommendation and score from Cred-it-data.
Modules
What is included in the report
- Cred-it-data recommendation scoring on subject
- Updated interview on the subject with comments and observations (if investigated, otherwise on-file comments)
- AVS
- Header information (registration details)
- Cipc data if a registered business
- Address & telephone history
- Business adverse information
- Active and historic principals
- CV4B if not a participating bank
- Adverse indicators against principals active and detail if possible
- Business property summary
- Property of active principals
- Bank codes (updated if investigation)
- Trade references and trade data if applicable (updated if investigation)
- Enquiry history (who has viewed the subjects profile)
Automated Decision + Scoring (Pro)
An investigated business report, which includes multiple bureaus’ data. This business report also provides a Cred-it-data business Score, as well as a decision based on the outcome of the score.
Options
- On-file real-time check. Information as the credit bureau has it.
- Investigated option which updates Trade references and Bank code (if participating bank). If it is not a participating bank we shall include the CreditVision CV4B score. The turn around time is up to 72 hours.
Usage
- Quick real-time check against multiple bureaus on the subject to see if any adverse information.
- Verify what has been supplied to you is correct.
- Establish and verify directors of the business.
- See trading history and activity.
- See linked businesses to directors and status of those businesses.
- Get all business scores.
- View property of active principals.
- All enquiries done.
- Recommendation and score from Cred-it-data.
Modules
What is included in the report
- Cred-it-data recommendation scoring on subject
- Updated interview on the subject with comments and observations (if investigated, otherwise on-file comments)
- AVS
- Header information (registration details)
- Cipc data if a registered business
- Address & telephone history
- Business adverse information
- Active and historic principals
- CV4B if not a participating bank
- Adverse indicators against principals active and detail if possible
- Business property summary
- Property of active principals
- Linked business of active principals and status of those businesses
- Bank codes (updated if investigation)
- Trade references and trade data if applicable (updated if investigation)
- Enquiry history (who has viewed the subjects profile)