Do I need a specific reason to do a credit check on a company / individual?

Yes, the National Credit Act no. 34 of 2005 (“NCA”) requires that you indicate the enquiry reason or prescribed purpose for which you require the credit report/credit information. If you are unsure about whether your purpose is allowed, please consult a legal professional for advice. Please visit our Legal Centre for a full list of enquiry reasons (https://creditdata.co.za/enquiryreasons/)