Insights & resources

The Cred-it-data blog

Practical insights on credit risk, cash flow, collections and credit management for South African businesses.

Blog

Building Resilience With Credit Risk Management

Credit risk management is the cornerstone of resilience, enabling companies to make informed decisions, protect cash flow, and foster growth.22 July 2024 Read more Blog

Is Your Debt Collections Process Compliant? A Guide for South African Businesses

The step-by-step process of legal debt collection in South Africa, shedding light on the legal framework and best practices.12 June 2024 Read more Blog

Mastering Credit Management: A Game-Changer for Your Business

A credit management system is a comprehensive solution designed to streamline the entire credit cycle, from application to collection.21 May 2024 Read more Blog

How to Issue a Compliant Section 129 Letter in South Africa

We run through the key elements of a compliant Section 129 Letter and explain how to ensure yours meets all the necessary requirements.25 April 2024 Read more Blog

Understanding Pre-Legal Collections for Small and Medium Businesses in South Africa

What exactly are pre-legal collections, and how can South African businesses take advantage of them in their debt collection process?20 March 2024 Read more Blog

Can I Check My Business Credit Score For Free?

We unpack a few reasons why a business should know the state of their credit score and whether you can check your business credit score for free.11 January 2024 Read more Blog

Can Your Business Survive Delinquent Suppliers?

Delinquent suppliers can pose significant threats to your business, affecting your cash flow, reputation, and overall success.1 September 2023 Read more Blog

5 Ways Poor Cash Flow Impacts Your Business

Poor cash flow can have a far-reaching impact on your business, affecting day-to-day operations and long-term growth prospects.1 August 2023 Read more NCA & POPIA

What Is A POPIA-Compliant Credit Application Form?

We explain why having a POPIA-compliant credit application form is vital for your business's success and reputation.1 July 2023 Read more Blog

Does Knowing Your Debtors' Credit Score Help Your Business?

One aspect that can significantly impact your business's financial health is the creditworthiness of your debtors.1 June 2023 Read more Blog

How is a Business Credit Score in South Africa Calculated?

Let's dig a little bit deeper into the concept of business credit score and look at how a business credit score is calculated.1 May 2023 Read more Blog

Which Company Credit Score Is Best?

When it comes to choosing the best credit bureau for your business in South Africa, there are a few key factors to consider.1 April 2023 Read more Blog

What Is A Business Credit Score?

A business credit score is a measure of an organisation's lending habits and history of repaying debts.1 March 2023 Read more NCA & POPIA

When Does The National Credit Act Apply?

Not sure if The National Credit Act applies to your situation or transaction? Use our easy guidelines to navigate the NCA.1 January 2021 Read more Blog

Credit Limits & Terms

Are you offering credit to customers with no limits and no policies or agreements in place? We explain why that is a dangerous position.1 July 2020 Read more Blog

Business “Unusual”

What can your business do to best weather the storm of trading in the unique market that is South Africa?1 May 2020 Read more NCA & POPIA

Informing Your Consumers About Data Collected

Section 18 provides that the consumer must be made aware that information is being collected and the source from which it is being collected.1 April 2020 Read more

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