Our journey so far….
We are a small, flexible Credit Bureau that allows customised credit vetting solutions from numerous data sources. We work with our clients to fulfil all their needs.
Registered with the National Credit Regulator
Cred-it-Data Online Holdings (Pty) Ltd, also referred to as Cred-it-Data Online or Cred-it-Data, was established in 2007. We are an accredited business partner of all major Credit Bureaus in South Africa. Our aim is to be the agency of choice.
In 2017, we registered as a Credit Bureau with the National Credit Regulator and have been granted a Credit Bureau License, under license number NCRCB25.
Our clients range from Owner run Businesses, to SMEs (Small / Medium Enterprises), to large Blue-chip Corporates.
Our Industry Firsts include:
We have developed strong strategic partnerships over our multiple years of experience in the credit information space. We remain compliant in and keep abreast of all aspects of the industry including new legislation, technology and the future of the industry.
Some of our milestones along the way include:
Partner of year: Successful integration into third party applications via web service as well as Channel partner of the year with a major credit bureau.
APRIL 2010 | Partnered with XDS: The side-by-side view of a consumer’s data was a first in the industry.
DIY Collections: Added a collections portal to allow self-service collections, including letters of demand and blacklisting/default listing direct to credit bureau.
Scoring & Decision Automation: Introduced scoring and automated decision on business reports direct to SMME market
Combined Commercial: Launched first industry combined commercial/business credit report with the ability to view up to 4 credit bureaus side by side on business/commercial data
Monitoring and Alerts: Expanded the commercial/business scoring with a real-time monitoring and alerts system to pro-actively manage debtors
Registered Credit Bureau: Licenced to operate as a Credit Bureau by the National Credit Regulator under licence NCRCB25